Nelly

Thanks for the replys guys I am in a similar boat to Hawkster. I have a good job and standard of living but I really can see the pointlessness of working till I drop trying to keep a western lady happy while she allows me out a couple of nights a week. However the whole point of retiring to Pattaya for me is having the money to go out drinking and Barfining. Years ago I vacationed on a tight budget and it really took part of the fun out of it. Yes it was a challange for a month but I don't want to spend 20 years worrying if I can afford to enjoy myself. I really want to treat this

Hi I would love to know this as well. I am saving up to retire in 3 years at 46 and have been planning on £2000 a month and the money lasting 30 years assuming I can get 4% interest on my lump sum (and 2% a year increase in my monthly budget). After 76 I don't care !! Its hard to plan and Thailand looks very unforgiving for old Farangs with no money. On the other hand I don't want to stay in UK too long saving more money than I am ever gonna get through in the rest of my life. But I do want to go out every night and enjoy myself. My living list is similar to yours 1) Housin