Nelly

Thanks for the replys guys I am in a similar boat to Hawkster. I have a good job and standard of living but I really can see the pointlessness of working till I drop trying to keep a western lady happy while she allows me out a couple of nights a week. However the whole point of retiring to Pattaya for me is having the money to go out drinking and Barfining. Years ago I vacationed on a tight budget and it really took part of the fun out of it. Yes it was a challange for a month but I don't want to spend 20 years worrying if I can afford to enjoy myself. I really want to treat this move as a holiday that lasts the rest of my life not just an early retirement I have just returned from Vietnam and a 6 monthly trip there would be a necessity as would Malaysia and the phillipines. Gary you seem to be really sorted. I hope when I make the move I soon settle down like you have but I would prefer to have enough funds to make that not a requirement Owen' you seem to be ready to go, if I was in your shoes I would working hard now to get it all in place, you can only place so many cushions to protect you from the unknown Keep the information coming please Thanks Nelly

Hi I would love to know this as well. I am saving up to retire in 3 years at 46 and have been planning on £2000 a month and the money lasting 30 years assuming I can get 4% interest on my lump sum (and 2% a year increase in my monthly budget). After 76 I don't care !! Its hard to plan and Thailand looks very unforgiving for old Farangs with no money. On the other hand I don't want to stay in UK too long saving more money than I am ever gonna get through in the rest of my life. But I do want to go out every night and enjoy myself. My living list is similar to yours 1) Housing 2) food 3) women 4) beer I have left out insurance as hospital treatment seems cheap and as I am UK can alway fly home if its too bad. Plane tickets, don't think I would want to fly back to Europe Taxes Had not thought of that would I have to pay Thai taxes ? Other Thats the one that scares me Any help from the expat community would be most welcome Thanks Neil