Car Insurance

[papillon 695]

This post is directed at UK Sexpats that divide their time between Thailand and UK....

 

Do you know that your NCB (No Claims Bonus) is cancelled two years after your last insurance policy expired?

 

In 2009 I rented out my home and sold my car, gave away my furniture and put my remaining posessions in storage. I set off to Thailand and was on tour for @ three years. I have been back in the UK for @ twenty months. I have had no need for a car where I live now, everything I need is on my doorstep. So about four years since I needed to insure a car. Just recently I bought a car because I need to travel to places that are off the public transport network.

 

The cunts at the insurance company tell me that my previous nine years NCB is invalid because of a two year time lapse. WTF!

 

I have had to pay @ four times the price I would have paid if my NCB was still valid. These insurance companies are legalised crooks.

 

Nine year accident free, no claim history down the fucking Swanny.

 

Just a 'heads up' to those like myself that were/are unaware. Maybe take out a third party cover on a phantom car for fifty quid to keep your NCB rolling along?

 

I'm interested in hearing from anyone that has previously encountered this problem and if there's a way around it.

[biggles 509]

"Do you know that your NCB (No Claims Bonus) is cancelled two years after your last insurance policy expired?"

 

A similar situation in australia as well. I lost my NCB years ago in a similar way

[Regyai 415]

Yup it's what they do

 

(been there , done that & no way around it)