mrstein

OK First off ALL of You shitbirds that Love to talk out of your Ass Don"t even bother with your nonsense replies Keep on trucking. For some of You members that ACTUALLY have some Money Please read Further. Small Country - Big Real Estate Opportunities As far as real estate investments go, Singapore is an extremely small country, so land shortages are a real issue. The entire country is only 692.7 sq km (that's smaller than some of the lakes here in Florida). Naturally, with such short supply, and booming demand, Singapore offers some fantastic real estate investment possibilities right now - especially in commercial property. Let me explain. Our friends and hosts in Singapore, CBRE Research told us that Singapore actually ranks 37th in global office rental rates at US$4.35 per square meter. That's incredibly cheap. Especially if you consider these figures: London (West End) rents for US$17.67 per square meter Tokyo rents at US$12.14 per square meter Hong Kong rents at US$9.69 per square meter New Delhi is at US$6.82 per square meter and New York is at US$5.17 per square meter During the Asian Crisis of 1998-2001, Singapore ranked 64th in office rental levels...so they are rebounding. But, still, if I were in the market for an Asian business hub with first class amenities and a well-educated English speaking labor pool, I'd make Singapore my base of operations, hands down. To be sure, investors are already catching on, and commercial property rates rose about 50% last year. But even with the increased rates, Singapore is still dirt-cheap compared to many other locations. Also the shortage in available commercial real estate means that rents will continue to increase. The shortage of commercial space will continue through 2009 because although several new buildings are currently under construction, there will be no real increase until those larger projects are complete. Coming Soon: Mass Business Migration to Singapore? Besides the current commercial space shortage, there is another factor at play that should guarantee rents will soar. Singapore offers such a lucrative business environment, I believe that many Asian and European businesses will start moving operations or establishing branch offices in this region over the next few years...at increasing speed. It's already home to most U.S. multinational firms doing business in Asia. Singapore is also attracting financial firms from Switzerland, who are looking to set up shop outside of the EU tax withholding net. And Singapore is already becoming yet another "gateway to China" - it's just as competitive as Hong Kong. Singapore offers one additional bonus that Hong Kong can't match - in addition to lower rents and a lower cost of living - Singapore is nearly pollution-free. Meanwhile, Hong Kong is becoming plagued by a constant layer of smog thanks to the factory expansion across southern China. Singapore's clean air offers a better quality of lifestyle that is starting to attract Hong Kong businessmen to relocate their families (and companies) to Singapore. Our friends in Singapore at CBRE Research, believe this trend is likely to accelerate. It looks like Singapore might be giving Hong Kong a run for its money as a global business hub. Already the demand for office space surged 20% in 2006. And, if current demand continues and even a moderate number of new companies move their operations to Singapore commercial rent prices should continue to soar. How to Play This Trend of New Singapore Office Space If you don't have several million dollars lying around to purchase an entire commercial office building, there's another option. You can access the commercial market by investing in a single floor of an office building, (or half a floor, in some cases). Plus, to lower your overall investment risk, you could buy these units in a partnership - with a group of friends or associates. Plus, it's relatively easy to have your property managed by one of several efficient and reputable firms. It's nearly a turnkey solution. Personally, Asia is very exciting, but you can't rush in. It's critical to do your homework and build a good relationship with key players in the region - including a reputable local attorney and real estate broker. Plus, if you are serious about accessing the real estate market, you should start by moving liquid assets into the region in advance of your purchase. This way, you are ready when the perfect investment property becomes available. You have to be able to act quickly to get in on the ground-floor of this market. CHECK INTO IT..........You could make Big money here ESP Ground floor Get in while its Just brewing as once it Hits you will be priced out of the market. Regards Stein The poster that brings REAL Deals to the Table, Not Bullshit TALK.

FINALLY SOMEONE WHO COMES ON AND SAYS IT RIGHT................ High yeild investments Can and DO Work............. Thank you Mrstein

OHHHHH OK Donald Trump You know it all ????????? Once again Another Poster Who hasnt made any calls, Who hasnt done any research, Who doesnt know Jack shit. And is telling me to Fuck off. Let US all know when You come up with a Brighter Idea. AS matter of fact WHY Don"t YOU put some Strong investment Companies on Here for ALL of us to review ? Always the same Shitbirds that Claim they know something and YET cannot back anything up. The phone numbers are alive and well. YOU MAKE THE CALL. Stein

And You know something YOU could be right. However any traded type enviroment is High risk to a certain point. With that being said You have to look for the right fund"s and or managers. RJO Futures in Chicago Comes to mind Over 100 years of trading under there belt. Managed Forex funds have Done Outstanding the last 10 years. 1st trust deeds with the Right company have brought in 12-15 % yeilds for years also. There are many option to gain 13/22% all over the board,Biggest problem for most is the CASH needed to get in. You need at least 100K To make Real money. My portfolio have Done quite well over the last 4 or 5 years However it took me many to make and save that money to get there. Not to mention I have High Risk patience Many Investors CAN not handle that type of Storm if it goes wrong. Point is this. THERE ARE many ways to make VERY good money with High risk. However anything in todays World Is not safe anymore. Talk to me about getting a Defense contract Is that High risk and under scruinty also ????? Look at the Kingdom of Smiles, Every chance This Filthy Goverment gets to run it up a Farangs ASS they DO !!!!!!!!!!! And yet Most of US return year after year ............ I think there is Some Irony to be said. High Yeild investments are ALIVE AND WELL IN America...... You just need to know whom to deal with and whom Not to deal with. Once again GO AHEAD Call above and You BE the Judge........Call RJO Futures Most of there High end portfolios have been doing yeilds of over 18 % plus for YEARS. RJO Futures 222 South Riverside Plaza | 9th Floor | Chicago, Illinois 60606 800.441.1616 | 312.373.5478 Stein

OHHHH OK Another 50k a year employee telling a 500K a year guy how to invest. Hey maybe I should just keep my money in the Bank and collect 3-5 % a year THAT WOULD BE SAFE. Unreal Goes to show you How many regular Joes Have No clue on Investment with larger type portfolio"s I tried,,,,,,Anyone who is reading the post For shit"s and giggles call the company above and See for yourself I have nothing to do with them at all. OR Wait for posters WHO are imposters that Talk all the time But yet never come with anything or anybody HMMMMMM I wonder why ?????? Put your SO called investment teams up on the board and Lets see who is Full of shit and Who isnt ???? Stein

OWEN With All Due respect You have No idea what You are talking about here at all ,You are way out of yoru league by leaps and bounds. First off most if not all major Corps in america Have a great deal of thier portfolio in these same Excat funds and Not to mention Most Have tens of millions in Forex funds all over the world. Citibank at any given time has up to 600 to 8oo Million in Forex currency alone. All major companies with worth over a Billion plus have many Forex, future and or Real estate holding"s all over the world. The gentlemen that run the trust deed company in vegas hold upwards of 60 million at any given time on Two major banks in vegas alone. Please stick to what you know BASIC Low yeild goverment bonds and 401 k"s. High yeild gains can and ARE made all year around and the Risk factor on a properly placed investment with the Correct fund managment team in charge is as if Not safer then any stocks or CD"S THAT pay 5 and half %. Think I am incorrect, call UBS Warberg see where most of thier investment monies are placed !!! You want to make big money, You Need Big money.Its that simple. High yeild investing is the Only way to go. The rest is for the Common man that is happy making pennies.

No more risk involved in Futures then any other investment. Want safety buy US Bonds Yeild about 3% for the rest of yoru life. Stein

Sure WAS :}}}}}}}} Company has been around now close to ten years with EVERY SINGLE Investor getting paid on time at 13% yearly. Arent YOU the guy who tells everyone how to worry about thier medicore 5-7 % returns on 401"s and such ????? Suggestion let the higher yeild members WHO know a bit about this arena give the members a different spin on investments, Let YOU do what you do Lower end Safe %"s that make most pennies on the dollars. Nothing personal Everyone has a personal risk level they are comfortable with,I have had High yeild gains for years with No problems. Once again it comes down to homework and working knowledge of the companies to invest in. Huggs and KISSES Stein

Its all Good ........ There are many future funds that have done Quite well over the last 5 years + Most have returns on a yearly yeild right in the 21-25% range ,All of them are at least 50 grand min"s thu Nothing under that. Put out 100k and make 25 grand a year yeild, Hey that isnt too bad. Regards Mrstein

There is NO Sales Pitch ............ Call them and see for yourself If it makes sense it makes sense If it doesnt fit your budget and or Risk tolerance Stay away. I have been using High yeild investments for years, It has been good to me. For many the Risk is not worth it. However I have still havent to this DAY IN AGE Found anything that You cannot lose in the long run. A while back I posted about 1st trust deeds and had everyone telling me how they are so High risk Yet the company is still going strong after 10 years with NO defaults. Its funny Blokes will bang Whores with No protection at all, But when it comes to their funds they would kill their own mothers before Risking anything. Oh well Invest what works for You ............................... Mrstein

Looking to invest and get Nice returns. Futures arent such a bad way to go,Many funds out there that are doing well over the last few years. Here is one in particular that looks fairly well. See Below Regards Mrstein Nick Hammer and Infinity Brokerage Services, Inc. are pleased to introduce World Capital Index Trading. This program is managed by Michael Odell Anderson, Gary A. Futch and Richard A. Barber through their registered Commodity Trading Advisor; World Capital Inc. Methodology World capital's program consists of participating in options of major futures markets. The proprietary strategy consists of what is commonly known as a credit spread approach. By using technical analysis an attempt is made to determine volatility for a particular market. The program sells put and call options on the same market in order to receive the premiums for each sold position. Simultaneously, the program includes the purchase of the exact number of put and call options at different strike prices as a protective hedge device in case of adverse market movements. Most other option programs simply sell options with unlimited risk. Performance 2004 24.97% 2005 21.42% 2006 27.42% NOTE: Past performance is not necessarily indicative of future results. Please use the following link to access the Independent Barclay Institutional Report: www.infinitybrokerage.com/files/worldcapital.pdf Program Highlights Monthly Management fee: 0% (the account managers only get paid if you make money period) Incentive Fee: 32% (my clients pay only 25%) Commission: $25.00 inclusive of all fees per round turn (other similar programs charge $55.00) Minimum Account: $150,000 (my clients can start with as little as $50,000) Performance Analysis: Total Return Since Inception, March 2004 - December 2006 93.05% Compounded Average Annual Rate of Return: 26.13% Sharpe Ratio: 2.47 Drawdown Report: Worst peak to valley drawdown:-4.25% Worst monthly drawdown: -3.74% Time Windows: 2006 Return 27.42% Total Return since Inception 93.05% Compounded Annual Return 26.13% Longest Period for Drawdown 2 months Best 24 Month Period 62.25% Worst 24 Month Period 57.55% Account Types The World Capital accounts are available as individual/joint, corporate, partnerships, trust and IRA accounts. About Infinity Infinity Brokerage Services, Inc. is an independent trading and investment firm headquartered in Chicago next to the Chicago Board of Trade providing access to the derivatives markets -- Futures, Options on Futures and FOREX. We offer a wide array of derivative products including: online futures trading platforms, online FOREX trading platforms, managed accounts and broker assist programs. Please go to http://www.infinitybrokerage.com/?ref=nham for more information. If you have any questions or require additional information please do not hesitate to contact me. With kind regards, Best Regards, Nicholas A. Hammer Sr. Derivatives Specialist Infinity Brokerage Services & ProEdge FX 111 W. Jackson BLVD. Suite 2010 Chicago, IL 60604 (800) 965-3128 toll free (312) 373-6224 direct (312) 373-6256 fax mailto:n.hammer@infinitybrokerage.com www.infinitybrokerage.com www.proedgefx.com Yahoo messenger: hammeraex *Infinity Brokerage Services & ProEdge FX are Divisions of Infinity Futures, Inc. (CFTC Regulated, NFA Member) Trading Futures, Options on Futures, and Foreign Exchange involves substantial risk of loss and may not be suitable for all investors. You should carefully consider whether trading is suitable for you in light of your circumstances, knowledge, and financial resources. You may lose all or more of your initial investment. Opinions, market data, and recommendations are subject to change at any time. The information contained on this email does not constitute a solicitation to buy or sell by Infinity Futures, Inc., and/or its affiliates, and is not to be available to individuals in a jurisdiction where such availability would be contrary to local regulation or law.

I traded for close to a year ...... First off if You are not working with at least a 75/100 pip stop lost YOU have No business playing in that arena until you have at least a year under your belt. Working with such tight stop lose is insane YOU will never make any money ESP if you are using a mini account which I assume you are. Paper trade for about 3- 5 months then open up a standard account and GO .......... Using a mini is a waste of time and once you get to a standard you will have VERY bad habits as a mini si a dollar a pip and a standard is 10.00 per pip NOT TO MENTION MONEY MANAGMENT IS EVERYTHING. NEVER MORE THEN 3-5 % OF YOUR Account balnce per trade. Once again attempting to make 10/20 pips a trade is an all day scalping practice done by many and yet Most bust out faster that way then setting up for a 100- 150 pip gain ESP on double tops and bottoms Learn the patterns first Start with Trend continuation patterns first Such as Channels Flags Traingles and pennants ..Once you master those then you can move up to Trend reversal patterns such as tops and bottoms and 123 "s ...... Trading Forex is a Lot of work and Needs time to master 2 years MIN............ THERE ARE NO SHORTCUTS IN TRADING FOREX, AND YES You can make a LOT OF MONEY ONCE YOU MASTER IT WORKING ABOUT AN HOUR A DAY. Good luck Mrstein

Thailand Up"s and down"s and all around ......... Here it comes the Step sister of the Asian orient, Phillippines Overall cheaper to live in Lots of girls Yes the day to day stuff isnt as nice as Thailand. However No issues with Retire"s and the Best part the Goverment is SO Broke and it will never change. I predict the Pi will know become a Hotspot for Retire"s and such over the next few years as the unstable Thai goverment remains in a funk. Look at it this way AT least the GFE is much better in the Pinas then Thailand could ever offer !!!!!!! Something to Think about ???????????????? mrstein

Forex and 1st trust deeds are the ONLY Way to go. Many currency funds are having gains over 30-40% for years now.Up till 1996 you had to have 10 million just to play in the game !!!!!!!! 1st trust dees placed in the correct company can net you gains pre-tax of 12-13% annually. Forex in the right fund the Sky is the limit. I know of 2 funds in Forex one by RJO futures out of chicago that are doing Net gains of 24-28% yearly for years now. Once again Folks who have limited knowledge of these instruments ALWAYS Protest them. True wealth can be built quickly if You have 400-500 grand to start YOU will never work again and Live a Nice lifestyle pretty much anywhere ESP in the LOS you would live like a Small king. Stocks,Mutual funds Ira"s and Etc are a waste of time,Esp in the USA sector right now. Returns annually Esp when you take out commission"s and taxes You Yeild Nothing Just a tad better then a bank cd. Funds ahahahhahaha When Janus highest earning fund is their Olympus High yeild fund at 8% per year hahahahahahahaha, They are scoring 30-45% and Giving you 8% WOW Jezz Tks..... Once again another USA Controlled fund where the TOP brass take all the profits and Leave Us Scraps. Consider this FOREX is a 2 trillion dollar a DAY market. CAN all the Central banks and Forbes 500 companies ESP Citibank which is its 2 largest player and has had profits in the last few years in the Billions. Can George Soros and William Buffet be wrong ?????? The 21 st century is bringing more opportunties to investors that are Savory then ever in History. But then again I have been saying this for a while now. Hello GO long on Oil at 100.00 a barrel that alone will get you Wealthy.You think Hitler JR I mean Bush jr isnt going to invade Iran in the next year ???? Take that to the bank. How do you think Goldman sachs, scwabb, and the list goes on of investment companies making Billions in profits. Keeping the average investor SCARED. Dont try this and that. Yeh right. Do you realize How many folks are going to get RICH off this Slowdown of Real estate ????????This is only 1 sector to be in. Another one for ALL OF YOU. Metzler/Payden Funds Its European emerging markets fund is paying 38% since inception in 2002 its at 44.19% You are still talking about US stocks,bonds hahahahahahaha Not to mention its a 5 star fund on Morningstar. Call them 1 866 673 8637 You Boy"s Need to WAKE UP Mrstein

That is 100% true........ However if you read the entire article you will find that there are many companies that have had Above board levels of On time payments for years. USA Cap was offering way out of contol rates upwards of 17-19% all the time in the paper not to mention the loans were never serviced by a third party not to mention they would not pay you out on time unless you requested writing 30 days before the trust deed closed. Also the orignal partners would take in all the monies owed and reinvest it in personal loans that they had NO business doing. In other words the investors jumped in on the GREED factor and Got stung. Just for the record most if not all of the investors monies are still there and are being handled now by a BK judge. 12% and under you usually can be somewhat safe Over that and problems can come. YOU forget to metnion to the board how the mortage company has been doing 1 st trust deeds since 1968 with NO Problems are all ???? That company is Allstate mortage Perfect track record 100%%%% In any area of investment Anything can GO wrong at any time Did you forget the Tech market ????????? Article was written on Sunday july 16 2006 if anyone wants to read it .... http://www.reviewjournal.com/lvrj_home/200...ws/8270213.html Enjoy the link Everyone......... Mrstein

That is 100% true........ However if you read the entire article you will find that there are many companies that have had Above board levels of On time payments for years. USA Cap was offering way out of contol rates upwards of 17-19% not to mentions the loans were never serviced by a third party not to mention they would not pay you out on time unless you requested writing 30 days before the trust deed closed. Also the orignal partners would take in all the monies owed and reinvest it in personal loans that they had NO business doing. In other words the investors jumped in on the GREED factor and Got stung. Just for the record most if not all of the investors monies are still there and are being handled now by a BK judge. 12% and under you usually can be somewhat safe Over that and problems can come. YOU forget to metnion to the board how the mortage company has been doing 1 st trust deeds since 1968 with NO Problems are all ???? T

This is true ....... However thru my own investagations I have found a few solid 1st trust deed companies that are very reliable and you can watch your money at any given time if so be,,Not to mention the loan is handled thru escrow via a servicing company such as a weststar or such. Muncipal bonds that are double AA paper can give you solid 8% returns also. Its all about the base points and tax bracket ......... To make 12% annually is great however if your tax bracket is upper to low 30% it could hurt bad ..... I would suggest setting up an LLC and running your money thru that instrument as tax liabailty would be much less. Mrstein

Its a nice thought ........ However CD"s as safe as they are really do not pay much 5-5.5 % That isnt very much at all. If trust deeds do not suit your fancy I am sure you can look into many avenues that you can at least gain 7-8% without much Risk. RJO futures out of the Windy city could do at least 9-10% annually with 400k and the risk would be moderate at best. Cd"s are instruments for folks who never want to get to second base, Nice idea Owen has but you will never reach any type of True money. However to have a Nice life you will need a wee bit more then 5 % return. Mrstein

With all Due respect to everyone and Yes Owen You too haahahhaaha First off 1st trust deeds invested correctly thru Bankers are not investing into mortgages and or single family dwellings anyone knows that, Bankers DO not take such risks. It’s all in Raw land which is much less risk then anything such as homes or family residences of such. at 500 grand at 12% yearly in the BIG world of investing really isn’t that much Banks have been using investment Instruments for years and years and gaining over 20-40% ROI"s,, Such as short notes Forex trading You think the wealthy get wealthy on 5-7% yearly hahahahahahaha. Lets talk about what Goldman sachs Does with your money ???? You think they are in business to make money just for you ???? In the western, southern western parts of the USA Growth is going to be at an all time High for decades to come if not infinity, Where do you think all the Illegal”s are going to live???? Its funny everyone thinks the USA is going to go broke YEH RIGHT ,,,I have been hearing that BS for years WE are still the wealthiest country on the face of the planet and most likely will be, far past anyone of us outliving that phase in time. You think Uncle Sam is going to let US grow broke so fast don’t think CNN is telling you anything that is worth merit. The upper 3-5% of the countries wealthiest IS not going to let everything go to shit esp in raw; land holding and developments. What a lot of you fail to realize is that people need to live somewhere and growth is going to continue until the end of time. Example They are building in Israel right now all over, and there is a WAR going on that doesn’t stop anyone. In Las Vegas alone over the last 20 years we have seen 1000% growth and land values going bonkers with nothing ending in sight. { RAW LAND } Let’s talk about Utah AZ New Mexico and ETC these states are just in the infancy stages of growth. Land real estate Growth and need for monies will be around until the day the Planet STOPS........ Once again with all DUE RESPECT I agree to disagree with many of you. AS far as any one company going under yes it can happen however once again How was the company set up??? And who was writing the notes and how were they written and was 3rd parties involved in servicing the notes. IN THE LAST 100 YEARS IN THE USA RAW LAND HAS HELD ITS VALUE AND THEN SOME. That is A Fact............................. Trust deeds based on RAW LAND is the only way to go ...............................If the borrower defaults FINE with me I would prefer that as now WE HAVE more equity in it and can resell 2-3 times more ESP if the original loan is half way paid down. Most guys who retire in Thailand and or Philippines DO NOT buy anything to begin with 75% rent why buy? TALK about taking a risk, Hmmm let me buy something in a country where the Government can change up overnight on me, Great sleep at night for me. Once again the misconception of 1st Trust deeds this is the perfect example of why folks lose money NO Homework or Due diligence done. Let’s not forget the fact that when you invest in a 1st trust deed company they have many LTV "s you can get into Never put all of your money in 1 loan. Not to mention if you are privy to the Original loan and who is behind it as any Such Upfront 1st trust deed would show you Your chances of default are Limited No more then any Investment Currently going Exception Gold /Silver which will stay Hot for at least another 24-36 months. USA was built on Real estate holding’s DO you think wealthy lost everything in the great depression????? Hell no they got Richer ............... There are numerous companies in the USA that have been in business for 20-40 years + that have Awesome track records on trust deeds. In closing 1st trust deed investing is like anything else do your homework and team up with the correct company in the correct environment and your risk to reward will be NO Different then any other type of investing if anything less. Once again on the Western region of the USA you could place money forever and stay well ahead of the game. Example the state of Arizona has more raw land and more growth expansions coming up over the next 20 years it’s unbelievable to say the least.Once the bridge is completed extending to Vegas to AZ by-passing Hoover dam Holy shit land will go up 5 fold within 6 months to a year alone. Once again I AM Talking about 1st trust deeds based on Raw land loan to vlaue not to exceed 65%,,,35% buffer built in In Vegas the whole western corridor land has and WILL Coutinue to expand and growth will be needed and therefore money will be needed to build. Many top bankers invest in 1st trust deeds based on Raw land and LTV"s Call Builders cap in Las Vegas 702-932-1590,,,Ask them the Hard questions. Life is about choices and Risk. Either you are in the game or sitting on the porch. Porch is a great place to sit on and grow old and die. I prefer the Action of life much more rewarding then reading a paper and talking about how I could of should of and would of. Mrstein

How you are set for life with 500 grand. The big dream Retirement in the land of Young girl’s great weather and anything goes. However we are always thinking and wondering how one can live a live of comfort and ease with investment. 500,000,000 That’s 500 grand USSA $ is the Magic number you need to live the lap of luxury forever and ever until your Dick or heart goes out first. In today’s world of investment and passive income, the key word being passive and relative safe income forever is 1st trust deeds and some funding put aside in case shit happens. Any reputable 1st trust deed company in the States Esp in the west coast region such as Vegas or AZ will keep money in your pocket forever and YOU can beat inflation hands down every year on the year. I know its coming OWEN HAHHHAHAHAAHAHAHA Lets take a peek shall we 500 grand to start Invest 400 grand at 12% annually that would be a pre-tax income of 48, 000, 00 per year or 4000.00 a month. You have 100 grand leftover put aside for extra and or anything else that comes up. Once you are set up let’s say it cost you 7500.00 to get setup Nice wither it be Thailand or the Philippines and you can after the first 3-6 months of going Ape shit with the girls you can live on 2500.00 a month. Now you have an extra 1500.00 a month being put aside and over a 3 year period you have gained an extra 54 thousand dollars to add to the pot if so. So every 3 years if you handle your money correctly and stay can live an awesome lifestyle YOU ARE SET FOREVER and not to mention you will beat inflation hands down till you are toes up in the box. 400 grand to start and every 3 years you are adding and extra 54 grand to it by year 9 you are working 512 grand at a return of 12% is 61,440.00 a year or 5,120.00 a month. 5120.00 * 40 baht a month is 204,800.00 baht a month or 5120.00 * 52 P=266,240.00 P a month. These numbers are rounded out as the peso is a bit more then 52 exchange rates. 1st trust deeds invested correctly be a reputable company are as safe as any Investment out there…..Much safer then the market. Keep in mind the entire West and Southwest of the USA has and will have for at least another 30-50 years of Growth and that’s putting it lightly. 500 Grand and You are home free home ………………………………. Input is welcome. Mrstein

If I could add My two sense here.........A quick rant about each place. I have traveled throughout a great deal of the Philippines more so then Thailand However knowing what I know and seeing what I have seen. Thailand makes more sense. Cebu USE to be nice now it’s a complete Shithole DO NOT LET anyone tell you different. I was there about 7 months ago for about a week or so it sucked Traffic was a Nightmare It smelled the malls didnt even have Air con working I know hard to beilive but true. Would only go back there to travel thru as a Hub for Diving throughout the rest of the country. 1 day stay over Only. Manila Forget about it you might as well live in the ghettos of ST Loius before moving to Manila. AC is a great little town to whore in for about 5-7 days tops To live there long-term you would need to get your head checked Most the Ex-pats are complete Losers not to mention the town is small dusty and the AIR can and WILL Kill you. Boracay is awesome beach town in the Philippines However long term stay No way nothing to do at all. Subic is nice and fairly clean and infrastructure isn’t Too bad however once again Not much to do but its nice and cheap. Tagatay is VERY nice in the Philippines However very Little Expat community and once again the boredom will kill you. Dumugatte is also VERY Nice and the college gals are cute However Very limited on actual things to do on a daily Boredom would kill ya . Thailand on the other hand Bkk Big city lots of pollution and a True rat race However lots of cool shops and neat little hangouts not to mention Tons of girls. To live thu pricey and like living in a Big city such as New york . Pattaya Great town Good infrastructure lots of Ex pats and tons of things to do and plenty of girls However like any Busy touristy event it can get to you with all the winners coming thru. I think to make friends with Local Ex-pats would not be a problem. The longer you live there the better deals you can find and learn your way around the key in Pattaya for long term stay is everything in moderation. Keep cool with everyone and you will enjoy your life Become a local jackass and Bad Karma will come knocking HARD…….. Phuket IS a great place Very clean? However a bit pricey not by much but it does cost more overall to live there However it’s a bit smaller also I have notices maybe its me I don’t know But the weather there IS Brutal compared to anywhere in Thailand Its Fucking Hot and Humid No Joke. Lots of cool places to hang out in and plenty of action Nice golf courses also, To find a nice place to live can be a bit of a challenge thu not as much as in Pattaya. Lots of girls did I mention that hahahhaaha……If you like Ladyboy”s Live there. Ko samui Only been there once a few years ago …. Small Island and not much to do on a daily basis. Never been up Northern Thailand so I cannot comment on that. Keep in mind thu find somehwere you can do things on a daily and enjoy your life thru a bit of Interaction with people. I do realize as most of us get older WE do not need or want as many friends,However its still nice to know you can go out from time to time and meet up with some of the boy"s. If you wind up in a place with very littel interaction and nothing to do Your brain will go numb and YOU WILL DIE MUCH SOONER. Unless of course you are wired like the unubomber was ??? Once again like anything else is comes down to personal choice"s. Hope this helps Mrstein

More curious then anything,Actually I think it would help some of Us for future longer stay visits. In Pattaya What would be considered the Best overall long term Hotel. IE: for stays 2-4 months at a time. I know years ago Mac horn would always claim home to the whitehouse Hotel I have been thru there as of about 6 months ago No Thank you ....... Tks Mrstein

From what I am reading and hearing from many Crime is on an All-time high in pattaya ?????? I am wondering overtime is this going to Kill off a lot of locals who are living there and ones who are thinking of living there. I was reading this on another board today and it seemed to me that Shit was getting a bit out of hand with the Drugs and Gangs and that many local farangs are now being singled out for Acts of Crime. Any inputt on this matter. Regards Mrstein

One Big issue everyone is forgetting. Once you have everything paid for such as owning a Condo or such You living costs can drop quite a bit. Most are adding in the fact of Monthly Rent ?????? Buy a nice condo for 40-60 grand Us $ pay it off 100% and Now you just put 10-20 thousand baht a month in your pocket. If you are going to stay Long term anywhere for that matter its much better to buy then to rent as Your costs are cut in half. If you show up in Thailand or even the phillippines and buy an place outright You could live Very nice for about 1500.00 a month US $ For sure. That inculdes a couple of barfines a night ....NOT TO mention most long term stayes get a Full time GF fast and that cuts down on barfines dramatically. I have never MEET Anyone who has lived in Thailand or the philippines long term that is single for Very long at all. I still think many of here are thinking in terms of a Vacationer instead of living there as a local sort of speaking. In your host country DO you go out everynight and chase Whores and get drunk ?????? SO much misinfomation or maybe I should say Mis inputt on these types of posts all the time. Once you core expenses are paid or somewhat fixed to a certain degree you can live anyhwere in the world fairly cheap. Biggest problem Discipline on Spending the CASH. I live in LAS Vegas My home is paid for 100% and my bill s every month inculding food are under 1000.00 a month. Thailand is 50-60 % cheaper to live then Vegas. AS far as what ones needs to live forever on is debatable at best. 800k in total monies invested Safely could earn you 7% a year in intrest earnings thats about 55k a year give or take US $ One could live on that FOREVER without ever touching the Orignal principle. Step up to 1st trust deeds and such and Your earnings can sky rocket to 10-13% Fairly safe over your lifetime. Inflation Would never Upset your 55k a year if You live on discipline of your cash,Biggest mistake for most OVERSPEDNING. 401 and Ira"s are Bullshit for most .........Unless of course You have 30 years on the same job in Todays Global world that is a THING OF THE PAST. Mrstein

No problem Owen Your insight is well inlighting by many ....... Rex7777 My friend First off just for the Record A second trust deed can take position over a First if the deal is written correctly and the Second trust deed party knows before hand that the borrower is going to defualt on the second loan as The second trust player would foreclose before the First position player or mortage bank even knew what hit them. Thats for starters Secondly First trust deeds in Vegas are Not based all on vegas properties as a lot of money is now going to AZ as many counties there are on the verge of Booming beyond anyone"s Dreams You can never and I mean Never in the long run go wrong with real estate its a proven commidity. No such thing as a bubble yes corrections will come in time But not like so many think. Homes that have value of 100 and 200 % are NOT going to suddenly drop to nothing or even loose 50 % No way . The entire western prtion of the USA is on Fire now for real estate . in New mexico alone Home prices have went up 100 % over 3 years. If the economy was to collapase Your stocks and bonds would be worth Shit as real estate would still hold value and have a chance to spin upwards again. Any paper wrriten on a fortune 500 company wouldnt even make the pink sheets as a company in BK usually doesnt come back with flying colors. Any investments in which you have over 500k You can and WOULD FOREVER live like a King if you control and have displine with your monies. If you had 1 million dollars You would never have to work agian and live like A Prince for 1000 years at 10 % returns and living on half of that money earned. Esp if you earn it in the USA OR UK and live in Asia You wouldnt be able to spend the intrest unless you were just a Jackass with money. Inflation is a skewed number How do so many folks live on a Pension or even social security ???????? They do it every month Why Because it s called living within a Budget. Nothing in mankind"s History has ever made the monies that real estate can make You. NOTHING ............ Like anything else thu You need to know HOW TO DO IT THATS THE TRICK ...............Only a handfull of guys can Work First and second trust deed paper. Regards Mrstein