scorpions

Reach a mutual termination agreement $$$ during the trip to LOS Good luck!

Rates 1, 3, 6 and 12 month?

Airline fine staying in DOHA is another story ... Optimizing your stop over so

My range would be: min. 50'000 = 1'000 €/month mid. 75'000 = 1'500 €/month top 100'000 = 2'000 €/month (actually what I'm spending now in 2 weeks excl. flight already 4x year) +yearly health cost, +international travel expenses etc. to be on the safe site 150'000 = 3'000 €uro/month unforeseen: inflation rate, exchange rate, health costs, time frame etc.

Use to stay always in this area you need to provide more details

Adam, thanks for the list - interesting to see all the new developments underway. Good to see that there is not only the View Tally 24 floors big block architectures under construction (one scheme one layout fits for all - already Number 8 underway this time again in Jomtien ...) But now I'm curious do you rent or did you purchase? Edit: By the way find your Homepage excellent!!!

Very interesting read! Some simple rules which will help to increase my comfort level over the time. My conservative calculated initial withdraw level is 50% below (2.9% vs. 5.8%).

Photopucket.com Bandwidth exceed nothing to see -

100% agreed the best tool is IRFRAN VIEW! Hope it will be soon also available for the smartphone

1. Firefox 2. Opera 3. IE if really nothings works. No thanks to version 7

Send a PM!

I'd like to have your problems ...

Links broken: Here the hopefully right one: LK Metropole booking I'm still paying the same amount since trip my first trip several years ago (750 Bath/day incl. everything) in my favorite Hotel on Pratumak Hill. Unfortunately this time the Hotel is booked out due to Chinese New Year in February Versace Suite 180m2 : 12,000 / day -> price I pay for my 16 days !!! 58,800 / week 120,000 / month prices like in Dubai. Will keep on searching

"Ten worst-performing newsletters of 2006 Commentary: All of them finished well into negative numbers" No surprise to me: Ten worst-performing newsletter 2006 10x Edit: Alan's one is not included !!! Investorschronicle

The figure was a forecast of year 2040: "BRIC's will be about 40% of world economy". This are the main markets with major growth potential from my POV.

My investment strategy will change over time once I shall retire sure it will be more conservative investing in absolute return obligation assuming that the yearly generated interests/dividends/rent are sufficient. As defined from the Chinese symbol of risk: Risk is a mix of danger and opportunity Edit: In your case focusing on market I would at least try to diversify in different industries from my POV (assuming that you have also no currency diversification £,$,€,CHF etc.): Besides the bank sector also in others like utilities, REIT etc. 2006 was a great year for the stock mark

There are to many "gurus" out there claiming how, where and when to invest. They all fail sooner or later to beat the market (see study Campbell and Harvey (1996). Therefore I recommend to start from stretch and defining your own investment philosophies first. Here is my original starting bible called Investment Philosophies from Aswath Damodaran ( Prof @ Stern School of Business - New York University) actually you are lucky as his latest review of the book is online before it goes in print (pdf files of each chapter what do you want more? Sure if you like the book it's still worth to buy

Not only to overweight one sector but also one currency, one market, stocks, funds, ETF etc. The best solution as Nobel Price winner William F. Sharpe (CAPM model, sharpe-ratio etc.) stated is: - Diversification, Diversification, Diversification My best performer this year which beets Alan's best ones slightly was my investment in a BRIC fund. Is an emerging market fund incl. Brazil, Russia, India and China. Keeping in mind that this countries alone represent 40% of the world economy and will pass ahead of the G6 (USA, Japan, Germany, Great Britain, France and Italy) around 2040 the retur

After having carried out the various scenarios calculation the items which scare me most besides the general inflation increase are: 1. Health cover / insurance is an unpredictable beast 2. Any kind of state pension are impossible to forecast 3. Rental cost (might be significant above my forecast inflation scenarios 2-5%) 4. Currency exchange rate 5. Interest rate on my nest egg I really want to exclude the option to be forced to spend less therefore: 1. Will keep the private and state insurance in my home country. Assuming that the cost will increase 4-10% 2. Forecast 0! I

Pete, great post! Still waiting for an APPLE media center mac mini alike which works like my Ipod straight forward. In my freetime I don't want to bother with the uncountable daily M$ issues. The network storage device with 2 TB is already in place ... Same Same but different - a way more heavy starting with SCORPIONS of course !!!

100% agreed with you also if I would guess that the percentage is even lower @ least here in Europe. One of my objectives for 2007 will be to get heavily involved in my investment/retirement planning. By the way your comments in the various threads were very helpful for me. I carried out all the possible retirement scenarios calculation forwards and backwards and have now a clear understanding of my magic numbers, timing and my goals. Working now my off when I'm not in holidays ... Hope to meet you one day in the LOS. Would like to offer a Owen! Already insert in the calendar my next 4

What are you waiting for? Just do it! And your smile will return

Don't let bad math ruin your retirement Interesting read: " Be your own money manager Preparing for retirement can be a complicated business -- even for great investors -- if you don't put together a proper plan. Running the numbers and experimenting with different withdrawal scenarios will take the guesswork out of your future and help you avoid that dangerous scenario where you run out of cash. No matter how complicated it gets, always remember that you are the best manager of your own money. You have your own best interests at heart, you won't charge yourself fees, and you'

You never looked better handsome man! Merry Xmas Adam - see you when I come back in February

That's when I sometimes switch of the light by closing the curtain ...