Latest Credit Card Scam

[Guest Fatboyfat]

Just got this from a work contact.

 

This is a clever scam .. watch out for it !!

Visa and MasterCard scam

My husband was called on Wednesday from "VISA" and I was called on Thursday from "MasterCard". It worked like this: Person calling says, "This is Carl Patterson (any name) and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card. Did you purchase an Anti-Telemarketing Device/ Any expensive item for £497.99 from a marketing company based in Anywhere?" When you say "No". The caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from £297 to £497, just under the £500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?" You say, "Yes". The caller continues . . . "I will be starting a fraud

investigation. If you have any questions, you should call the 0800 number listed on your card 1-800-VISA and ask for Security. you will need to refer to this Control #". Then gives you a 6 digit number. "Do you need me to read it again?" Caller then says he "needs to verify you are in possession of your card. Turn the card over. There are 7 numbers; first 4 are 1234 whatever) the next 3 are the security numbers that verify you are in possession of the card. These are the numbers you use to make internet purchases to prove you have the card. Read me the 3 numbers." Then he says "That is correct. I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions? Don't hesitate to call back if you do." You actually say very little, and they never ask for or tell you the Card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA security dept.HE told us it was a scam and in the last 15 minutes a new purchase of £497.99 WAS put on our card.

Long story made short; we made a real fraud report and closed the VISA card and they are reissuing as a new number. What the scam wants is the 3 digit number and that once the charge goes through, they keep charging every few days. By the time you get your statement, you think the credit is coming, and then it's harder to actually file a fraud report.

REMEMBER: THE REAL VISA REINFORCED THAT THEY WILL NEVER ASK FOR ANYTHING ON THE CARD (THEY ALREADY KNOW EVERYTHING ABOUT US)!!!!.

What makes this More remarkable is that on Thursday, I got a call from "Jason Richardson of  MasterCard" with a word for word repeat of the VISA Scam. This time I didn't let him finish. I hung up. We filed a police report (as instructed by VISA), and they said they are taking several of these reports daily and to tell friends, relatives and coworkers.

[Shit_Happens 31]

Thanks, have not heard about this in Aus yet but will look out for it.

[Guest chrisgng22]

Thanks for letting us know maybe this should be on the members board..

[VoxVader 1]

No legitimate CC representative will ever ask you for the verification numbers on the back of your card jut as they will never ask you for your card number--if they call you.

 

This is just a slightly more sofisticated scam than outright asking you for your number and exp. date because many people don't know what those numbers on the back of their card are for.

 

If they call you and ask you for info you know they have it is probably a scam.  Hang up and call your credit card company to sort it out.  Never give out info when you are on the recieving end of the call.

 

-Vox