Motorbike Insurance

[theram 22]

I'm planning to use my girlfriends motorbike more than normal next trip, so thought I had better sort some insurance out. She claims to have insurance but can't find the "ticket", and she tells me it is low cost insurance anyway and certainly wouldn't cover me to ride it. I asked her to ask around for me, but she just keeps yak yak me about medical insurance?

 

I have medical insurance of my own and just want to be legal on the bike. So, I have a full clean UK licence and a recently renewed International Travel Permit. I need two weeks insurance cover next month. Third party fire and theft or the equivalent. Anyone enlighten me please?

[theram 22]

I'm planning to use my girlfriends motorbike more than normal next trip, so thought I had better sort some insurance out. She claims to have insurance but can't find the "ticket", and she tells me it is low cost insurance anyway and certainly wouldn't cover me to ride it. I asked her to ask around for me, but she just keeps yak yak me about medical insurance?

 

I have medical insurance of my own and just want to be legal on the bike. So, I have a full clean UK licence and a recently renewed International Travel Permit. I need two weeks insurance cover next month. Third party fire and theft or the equivalent. Anyone enlighten me please?

So, I take it no one bothers with insurance then....

[jacko 8,822]

So, I take it no one bothers with insurance then....

She should have the the obligatory CTPL insurance, it is needed to get the annual tax disk.

It is rather basic 3rd party liability cover with limits.

It applies to the bike with any legal rider. By legal I would say with a Thai driving licence.

 

You need to check that she does have a legitimate disc and insurance, rather that she is just 'saying' she has. The disc sticker shows the year (Thai calendar) and date, the month written in Thai.

 

If the police stop you, (and they will if you do not wear a helmet), 9/10 they just check your licence. For me that is normally the end of it as I have a Thai one. Sometimes they get to checking registration and copy of the book against the plates.

 

I have supplementary bike insurance giving extra liability cover and a higher bail bond amount which is required for farangs if you do get into problems.

It is a full year policy.

An insurance broker could tell you what is available. Getting your GF to look into it, or organise it is likely futile.

Perhaps call the AA insurance Office and speak to someone.

You could try an email but I have found that a difficult way to arrange things here..

 

Sorry this is not very helpful but I live here and hence do not worry about 2 week cover. When I was a tourist I always rented, that may be a better option for you. DK rental who posts here has discussed insurance before.

[theram 22]

Intersting. I don't doubt that she has the disc, basic insurance, and the reg book. She will leave that under the seat for me to produce. I don't believe that I can get a Thai Licence as a tourist? So, for now at least it will be her insurance, log book, and my int driving permit, unless I suss the insurance out. Reckon that will suffice? I heard that many of the rental bikes are also uninsured which is why I never bother with them...

 

Cheers!

[theram 22]

Sorry Jacko. I was doing you an injustice. Just noticed that the AA link is a local one. Thanks! I'll be getting on to them before I use the machine.