Regyai

This is exactly why Sterling T/Cs ordinarily always attract a charge - while foreign currency ones are always advertised as 'commission free' (of course they have their profits out of the exchange rate). Lloyds TSB provide them free as a 'perk' for their customers. How long it will last before it goes the way of Nationwide Foreign Withdrawals who can say...but until then its there to be used (or in my case abused ) The small fee per cheque levied in Thailand (30baht from memory) is of course offset by the better rate for TCs over Notes, and should always be defrayed by only using highest denomination TCs (from Lloyds TSB that would be £200 ones) .

This one it seems loads the FX rate in their favour by 2.5%. Max ATM withdrawals per day £300. Assuming you could get £300 in one go from the Thai ATM the 150THB levy makes an overall %age of around 3.5% Over the counter withdrawals £4.50 fee + 2% of total amount All these pre loaded cards are much the same they either offer a Euro or Dollar card which they stripe you with the exchange rate on loading, or its a 'worldwide' one in sterling which naturally imposes fees as they get nothing for any currency exchange at time of loading. .

TC's must be sterling or you get raped with the 'tourist' rates Lloyds TSB is the way to go - 0% on Sterling TCs for account holders (ordered by phone) pick up at branch (or pay delivery fees) Only drawback you can only order up to £3K per day. .

Why does the money have to go via Scotland ? .

SUNDAY ROAST, where to get a decent Sunday dinner in Patts? After being here off n on for nearly a decade and a half I can say unequivocally That Thankfully I have no fooking idea .

Should be mandatory .

Bo Rak See Dam - Siriporn .

Maybe in the real world - But I doubt wiki quotes will further your argument any when Messrs RS Company and a cohort of their recruited brown meanies come a callin' .

Sounds good to me .

This has been revisited time n again Yes you can suck up beer - by the pint - in UK pubs (real expensive establishments with tax paying bona fide staff, monstrous overheads, and more laws to obey than a Philadelphia Lawyer could figure) at way less than you can buy a tiny bottle of beer in a Pattaya beer bar (most times a structure not nearly up to the standards of where you overnight your vehicle back home) Beggars belief but thats the way it is .

As one of the (very) few Pattaya Bars that can boast more than adequate parking no excuse not to I suppose .

they have the driving skills of an inebriated babboon....... in a coma .

"Failure to wear a seatbelt carries a fine of up to £500, but no points will be endorsed on your licence. A fixed penalty notice will usually be issued, allowing you the option of paying a £60 fine." .

Thank you A plethora of questions answered that I never asked Is 10% p.a. good, bad or average ? .

Thats because you totally misunderstand the ethos here Those plastic hats are not worn for protection against injury Theyre worn for protection against police. Strange mindset to Western eyes... I recall stopping at a red light late one night up in Lom Sak the Thais in the car where astounded and pointed out that at that time there are never any police in the police 'hut' at the junction (therefore - to their way of thinking - why would anyone stop!!) .

Actually the MotocyTaxi guy (green vest back to camera) picked it up off the street and put it on his bleeding head (no sense spoiling a good payout with trivia like 'mai mee moak') .

Just a bit of photographic rubbernecking on Sai Saam yesterday One more who was busy zigging when he'd have been better zagging .

Just a quick question if anyone with experience/knowledge can respond What is the usual %age rental return on on a small residential (town house) property in Pattaya 'burbs Thinking of buying one with tenant returning currently 10% P.A. of the purchase price Good, bad, average ? Thanks in advance .

Just got 4mb 'Indy Plus' 3BB installed today http://www.3bb.co.th/product/adsl/3bb_indy_plus.php Does what it says on the packet .

Cos a lot of people need a flight to get to H'row to avail themselves of the direct flight and may not consider the fact that EVAs times are as I say shite. Valid information you puerile wanker

I know but with shite connection times to anywhere else .

Astounds me when those trolleys that they push are designed to be the optimum size to transit the aisles without twating all the aisle seat passengers as they pass. Why then if the flying pig's arse is wider, do they employ them? .

Anyone who doesnt believe pigs can fly Hasnt seen BA cabin crew :) .

EVA good but absolute shite connecting times Personally Thai Air NIGHT TIME flight..no jet lag, dovetail right into Pattaya clock (no IFE required when asleep) BA Puleeeeease (Im amazed that anyone even considers them) Emirates Check in is a three ring circus (Dubai being a hub for all places Arabic & Indian) be prepared to wait (interminably) while Hassam tries to convince staff that his 15 suitcases, 27 plastic bags and 25 litres of holy water can't possible total over 20KGs

That 'll be the little glass hutch Staffed by a raving harridan bitch That comes out and does a rabid dog impersonation if you park anywhere outside *Im sure her customer service would be absolutely 'First Class' in the event of a promplem* .