Married to younger Thia Lady

[Dr Mick 111]

At the moment if you are receiving UK pension ,you can can claim extra money for your Thai Wife,this will continue

as long as you are getting it now.It is called Adult Dependency

But look at changes if you have not yet reached pension age yet ,like me.

So it looks like when I reach pension age ,which should be in 2018 ,I will only get single pension whether

if im married or not. DO I READ THIS RIGHT ?

Could effect some xpats who are married to younger Thai Ladies

Also this rule is the same whether the wife is dependent on you being Thia or UK wife.

 

My private pension is different ,if i was to pass away wife would get half of this pension ,age makes no difference,

this was confirmed by my private pension provider.

Half of my private pension at todays rate is £8000 ,goes up every year with cost of living

not a great deal but about 34000 bhts month at the moment ,sure she could live on this

 

Maybe us older men are not so good for these younger ladies ,unless we make provisions for them before we go see

our maker

 

Mind you im not married ,but looking into this subject to see what benifits would be for me and for

my lady for future plans.

 

I think if you have a good lady ,been very happy for many years some future plans must be made for her due

to age differances

When I am 58 this year she will be 29

 

INFORMATION FROM GOV PENSION WEB SITE

Adult Dependency Increase (ADI)

If your husband receives some BSP and you are financially dependent on him, he may be able to get extra BSP. You must be under SPA yourself to be classed as dependent on your husband. If you are living together, your husband will not be paid extra BSP if you have earnings or State benefits of £64.30 per week or more (in 2009/10). If you are living apart, you cannot have earnings of more than £57.05 per week (in 2009/10).

 

From 6 April 2010 it will no longer be possible to claim this increase. This also applies if you reach State Pension Age before 6 April 2010, but you defer claiming your pension until that date or later.

 

If you are already receiving the increase at 6 April 2010 it will remain in payment, so long as you meet the conditions, up to April 2020

 

http://www.pensionsadvisoryservice.org.uk/...c-state-pension

[bratpack 91]

At the moment if you are receiving UK pension ,you can can claim extra money for your Thai Wife,this will continue

as long as you are getting it now.It is called Adult Dependency

But look at changes if you have not yet reached pension age yet ,like me.

So it looks like when I reach pension age ,which should be in 2018 ,I will only get single pension whether

if im married or not. DO I READ THIS RIGHT ?

Could effect some xpats who are married to younger Thai Ladies

Also this rule is the same whether the wife is dependent on you being Thia or UK wife.

 

My private pension is different ,if i was to pass away wife would get half of this pension ,age makes no difference,

this was confirmed by my private pension provider.

Half of my private pension at todays rate is £8000 ,goes up every year with cost of living

not a great deal but about 34000 bhts month at the moment ,sure she could live on this

 

Maybe us older men are not so good for these younger ladies ,unless we make provisions for them before we go see

our maker

 

Mind you im not married ,but looking into this subject to see what benifits would be for me and for

my lady for future plans.

 

I think if you have a good lady ,been very happy for many years some future plans must be made for her due

to age differances

When I am 58 this year she will be 29

 

INFORMATION FROM GOV PENSION WEB SITE

Adult Dependency Increase (ADI)

If your husband receives some BSP and you are financially dependent on him, he may be able to get extra BSP. You must be under SPA yourself to be classed as dependent on your husband. If you are living together, your husband will not be paid extra BSP if you have earnings or State benefits of £64.30 per week or more (in 2009/10). If you are living apart, you cannot have earnings of more than £57.05 per week (in 2009/10).

 

From 6 April 2010 it will no longer be possible to claim this increase. This also applies if you reach State Pension Age before 6 April 2010, but you defer claiming your pension until that date or later.

 

If you are already receiving the increase at 6 April 2010 it will remain in payment, so long as you meet the conditions, up to April 2020

 

http://www.pensionsadvisoryservice.org.uk/...c-state-pension

 

Mick,this isnt new mate.

If you lived in uk you would get it but not Thailand.I think quite a few people will be bricking it,knowing it all stops in 2020 for the retirees already claiming.As far as us is concerned what we dont get we dont spend.Interested to here about your private pension,will have to check mine,as i thought when i meet my maker the pension stops.I believe government pension is given to spouce in the event of death,but only half.

[ozboy 31]

Is this not basically for people who are married and living in England? after all pensions where originally supposed to be for those people who had paid insurance stamp etc for x amount of years surely.

 

I can see every government who has anything remotely like this system looking to stop paying people pensions (foreign wives) who basically have never set foot in the country let alone made any contributions financial constraints will make this happen eventually before the country goes broke.

[marleyboy 140]

I always thought that the British married pension, was dependant upon the years N.I. both you and your wife had paid?

Saying that, the the lazy sods who have never done a days work , will get a bigger married state pension , than for those of us who have worked all our lives? (provided our wives havent worked that is!)

I hope Im wrong! Cos though Ive worked all my wife, my wife hasnt!

[buriramboy 0]

If anyone is relying on a state pension for their retirement funds they are in serious trouble, what does a £100 a week do for you or what ever it is?????

[jacko 8,822]

If anyone is relying on a state pension for their retirement funds they are in serious trouble, what does a £100 a week do for you or what ever it is?????

It is currently, for a single person £95.25 a week and £152.30 for a couple. As of the beginning of April a UK pensioner living in LOS cannot now claim for his Thai wife. This brought up some discrepancy when the guy of 75 died and his 25 year old wife still got the pension. It was not designed for these circumstances. Edited May 6, 2010 by jacko

[bratpack 91]

It is currently, for a single person £95.25 a week and £152.30 for a couple. As of the beginning of April a UK pensioner living in LOS cannot now claim for his Thai wife. This brought up some discrepancy when the guy of 75 died and his 25 year old wife still got the pension. It was not designed for these circumstances.

 

 

Spot on Jacko,100% right.

 

I could never comprehend how a pensioner in Thailand could claim for his young thai wife,now thats stopping in 2010.

 

I have serps 2 when i retire so at the moment thats up to nearly 5,000 gbp per year,so in 7 years it could be up to about 7,000,plus governement pension,plus private pension,plus stocks and shares returns and i am sitting pretty good if i live that long lol

[jesimps 0]

"Spot on Jacko,100% right.

 

I could never comprehend how a pensioner in Thailand could claim for his young thai wife,now thats stopping in 2010."

 

 

The allowance is the man's not the wife's. If his NI stamp is fully paid up he is entitled to this allowance regardless of his wife's nationality. After all, he could be married to a UK woman who has never worked. If the wife works in UK and has paid up stamps then she will get a pension in her own right.

 

 

 

I married a Thai lass in August 2009 and sent off the application form and marriage cert and wife's documentation which were returned along with a covering letter dated September 2009. Since then, despite numerous letters, emails and phone calls from me, I received nothing of substance, only the stock reply that my details had been received and were being looked into.

 

Today I received a letter from the DWP saying that I'm not entitled to this allowance because I live in the UK and my wife lives in Thailand. It's taken them 14 months to come to this conclusion, surely they could have told me this at the onset and saved me a lot of time and effort. Instead I've been passed between Birmingham, Newcastle and London and finally had to write two letters to the CEO of the Pension Service with a copy sent to the Pensions Advisory Service.

 

I'm now in the position where I either have to accept this decision or ask them to reconsider. I was always under the impression that if you were legally married, irrespective of the wife's nationality or whether or not you lived under the same roof, you were entitled to this allowance.

 

I should be grateful to hear from anyone who's circumstances are similar and who have actually been granted this allowance.

 

I do plan to live permanently in Thailand in the near future, but I am now outside of the cut off date (April 2010) so I don't know if the change of circumstances would be valid under the original claim of August 2009.

[chas 16]

I married a Thai lady in February 2009 when I was retired to Thailand. I applied for what was called Additional Pension. After weeks and weeks I got the £57 a week for her. The delay - "not us, we have to get a National Insurance number for her..."

That was fine but I had to come back to the UK and re-establish my residency to get free NHS treatment. When I did this the DWP said that since we are separated they would not pay the £57.

They also e-mailed the Hospital to say I was not a Resident. Initially the Hospital billed me. But they cancelled the bill when I pointed out they had not discussed payment with me before my appointments as their regulations said they should have.

Their last letter said I should let them know when I return to Thailand so I could claim the extra money.

I should have known to keep my trap shut

Edited October 21, 2010 by chas

[jesimps 0]

I married a Thai lady in February 2009 when I was retired to Thailand. I applied for what was called Additional Pension. After weeks and weeks I got the £57 a week for her. The delay - "not us, we have to get a National Insurance number for her..."

That was fine but I had to come back to the UK and re-establish my residency to get free NHS treatment. When I did this the DWP said that since we are separated they would not pay the £57.

They also e-mailed the Hospital to say I was not a Resident. Initially the Hospital billed me. But they cancelled the bill when I pointed out they had not discussed payment with me before my appointments as their regulations said they should have.

Their last letter said I should let them know when I return to Thailand so I could claim the extra money.

I should have known to keep my trap shut

 

Thanks for you reply mate, they seem to be strict on this rule that you have to be living together, but having scoured the internet I can find no mention of this stipulation. In fact all other allowances, the wife can claim whether living together or not. It costs me more to keep two households going than if we lived under the same roof. The DWP seem to be burying info on this subject so that people know as little as possible and they can fob them off with any old decision. I knew that they were trying not to pay it by taking 14 months to give me a decision.

Now I find that I'm past the cut-off date and even when I tell them that I've moved to Thailand, they'll probably use that to get out of paying me. It makes me very loathe to play ball with them at all.

I don't know how true it is, but I've heard that foreign workers in the UK can get family allowance for their kids who are still in their own country. Says it all about how our government treats it's own expats who are legally married; who's stamp is fully paid up and still pay full taxes to the UK

If anyone know of any experts who I could contact on the subject I'd be very grateful for the info. I'm willing to pay for services rendered.

[Bazle 1,500]

If anyone know of any experts who I could contact on the subject I'd be very grateful for the info. I'm willing to pay for services rendered.

Maybe Citizens Advice Bureaux.

 

The problem with social security legislation is that it is at least as complicated as tax legislation. But with tax legislation, you have people who can make a very good living working out what it all means and taking cases before the Courts to get it clarified if necessary. That does not apply to soc sec legislation so there are very few people outside the official bureaucracy who have even looked at it.